Religion, Politics and Society Overwhelming percentages of Muslims in many countries want Islamic law sharia to be the official law of the land, according to a worldwide survey by the Pew Research Center. Moreover, Muslims are not equally comfortable with all aspects of sharia: While most favor using religious law in family and property disputes, fewer support the application of severe punishments — such as whippings or cutting off hands — in criminal cases.
He can be reached on twitter at ryanreft. In recent years, the American public has been treated to a number of films about the housing crisis: Nearly a decade after the housing crisis, public policy professionals and academics have worked to unravel the complex factors that led to the catastrophe and why minorities and women proved particularly vulnerable.
The intersection of racially constructed housing markets; changes in banking and housing finance, notably the securitization of mortgages; and the proliferation of subprime loans explain why the crash devastated communities of color.
In addition to the devastating losses of private homes, the housing bubble cost the city dearly. Cascading social costs resulted, including increasing numbers of vacant buildings, rising crime rates from squatting and reduced revenues from property taxes, physical deterioration of neighborhoods and housing stock, and schools squeezed ever tighter for already insufficient funding.
Defaults and foreclosures in the City of Sacramento in as distributed across racial concentrations by census tracts. The California Reinvestment Coalition In numerous post-mortem analyses of the housing crash, subprime loans emerged as the culprit.
Such loans feature higher interest rates often referred to as adjustable rate mortgages ARMrather than fixed rates mortgages which remain locked in at their agreed upon level. Fromsubprime loans increased 25 percent annually in what amounted to nearly a ten-fold expansion in nine years. While subprime loans did contribute to increasing numbers of minority homeowners, it did so in ways that left individuals and families more financially vulnerable than their white counterparts.
As with any financial product, subprime loans can work well facilitating homeownership for those black and brown households who were denied traditional financing. However, these same families disproportionately fell victim to the proliferation of subprime housing finance. The housing crash demonstrates how such products can be perverted and borrowers exploited particularly working-class black and brown homeowners.
While the narrative of personal responsibility frequently arises in discussions of the housing collapse, long-term structural issues go further to explain why the crisis ravaged communities of color.
The idea that these communities were somehow less responsible does not fully square. Yes, undoubtedly some borrowers were overextended and irresponsible. However, plenty of better off homeowners, many of them white and upper class, walked away from their financial obligations when it suited them.
Hernandez, who spoke with KCET by phone, raises a second issue: Brokers and other industry professionals jettisoned such responsibilities, shirking their fiduciary obligations.
Talk of personal responsibility elides this failure by professionals. They used their network [for personal gain] and so that fiduciary responsibility got lost. Instead, as Hernandez told us in his interview, the crisis was the result of decades of racially prejudicial policies that impacted working and middle-class brown and black homeowners unfairly and unequally.
In the end, the story of the housing crash and its impact on communities of color proves historically complex.
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Federal and state interventions, whether it be investment due to wartime mobilization, the codification of racialized housing policies through the Federal Housing Administration FHAor the injection of federal money into suburban homeownership from the G.
Bill and its home loan provisions, have shaped housing markets. The fact that people of color were not only targeted for subprime loans but also disproportionately affected by the subsequent housing crisis aligns with historical precedent.Examples of feudalism are helpful to fully understand feudalism and feudal society.
Feudalism was practiced in many different ways, depending on location and time period, thus a high-level encompassing conceptual definition does not always provide a reader with the intimate understanding that detailed historical examples provide. Get an answer for 'What relevance does The Crucible have to today's society?' and find homework help for other The Crucible questions at eNotes Martha, is an easy target for Putnam's.
Indian society is multifaceted to an extent perhaps unknown in any world culture, Indian Society and Ways of Living. involvement of villagers with the wider world via travel, work, education, and television, and increased pressure on land and resources as village populations grow.
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The myth that the land is an inexhaustible source of wealth and resources is crumbling in the face of insurmountable evidence to the contrary.
Steinbeck rings the bell to the awakening future and calls for a recasting of the American dream.